How do I deal with market volatility?

• Evaluate your portfolio. Make sure your assets are allocated among stocks, bonds and money market funds.
• Periodically rebalance your portfolio and make adjustments to bring your investment mix back in line with your long term-plan. Regular rebalancing can help you manage risk and reward in your portfolio.
• Maintain a long-term perspective. Avoid focusing on short-term performance, and make sure you consider how adding or removing funds could affect diversification in your portfolio.
• Stay informed with our Weekly Market Updates and CIO Insights.
• Work one-on-one with an Investment Consultant at 1-800-898-7592 to discuss your long term plan.

Diversification does not assure a profit or protect against a loss in a declining market.
Before investing, carefully consider the fund's investment objectives, risks, charges, and expenses.
Call 1-800-345-2021 for a prospectus containing this and other information. Read it carefully.
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To learn more about American Century Investments or other mutual fund companies, visit Fund Companies.  For particular fund information, visit Fund Selector.